Property, fixed assets, equipment, estate, etc. are needed for being granted a startup loan. Banks must be persuaded that in case your business venture fails, their money will not simply disappear into thin air. Loans up to USD 1,500,000 can be obtained rather easily if a knowledgeable person is responsible for the bank file preparation. However, the amounts surpassing $1,500,000 are less accessible for small business administrators. Not only are you compelled to hold assets, you are also expected to contribute with a certain part of the money – the percentage varies from bank to bank. Attacking the business world with nothing more than a small business startup loan, is rather challenging, but it can prove a fruitful long-term solution.