My husband and I are trying to save money whenever possible and we are always looking for the best deals on all of our needs.  We are paying huge premiums and we wanted to look for more affordable health insurance.  We searched online and found a reputable company that offered an excellent policy that would fit nicely into our budget.  We were very impressed with their customer service department because they answered all of our questions for us and they explained everything in terms that we could understand.  It means a lot when the customer service of a company is good because you know that they will help you when you need it.